Businesses grow revenue on Stripe 27 percentage points faster after accepting financing through Stripe Capital

Stripe Capital's two-year randomized controlled trial shows businesses accepting financing grew revenue 27 percentage points faster than peers.

• •The 2023–2025 study compared Capital recipients to similar businesses by credit, revenue, and longevity profiles that lacked Capital access
• •Smallest businesses ($3K–$76K annual Stripe volume) saw 33–43 percentage point average growth boosts; those under $52K with top credit saw 94–106 point boosts
• •Businesses with low or unavailable credit scores still saw 11–18 percentage point growth improvements after accepting Capital
• •Stripe Capital delivers financing in 1–2 days on average vs. 14–40 days at traditional banks, with traditional bank decline rates near 50%
• •Businesses using funds for growth-oriented goals (new products, scaling, new markets) saw 70–95 percentage point boosts among top-credit SMBs